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Business Credit Report is fully available on business such as historical background, financial status and operating conditions, credit history, and other useful information, to have an evaluation of subject&rsquos risk level, to recommend a credit limit, so you can grasp the customers status and changes timely, to analyze and classify customer groups, so as to make timely and effective business decisions, to reduce business risk.
 Why customers will use the credit report? 1. Difficult to have a sale on credit, high transaction costs between enterprises.
2. To avoid overdue accounts receivable, to reduce business risk.
3. Lack of professional, integral and standard credit evaluation system in enterprises internally.
4. It is required for enterprises to establish credit risk management system.
5. Chaotic management of existing customers and suppliers, no deep understanding of their real situation.
 According to M&Cs statistical data, the companies decided to use a credit investigation services, main factors considered are:
Determinants to use a credit investigation services  Development of solvent customers 38%
 To prevent high-risk customers 29%
 To reduce transaction costs 14%
 To achieve the scientific management of customer resources 12%
Others 7%
 When customers may have a credit investigation on upstream and downstream business?
 Looking for potential customers or suppliers
 Just established business relationship with new customers or suppliers
 Information of the existing customers or suppliers is not updated over one year.
 When a customer requires to expand the credit limit
 There are some abnormal of customer orders, a sharp increase or substantial reduction suddenly.
 There are some abnormal of the customer, such as other&rsquos outstanding loans, corporate restructuring, undergoing operators, or other personal factors
 There are various disputes with customers or suppliers
 It will have a significant co-operation with customers or suppliers
Others
 What should be included as a full credit report? For different customer requirements, we need different depths of the credit report, shown as follow!
In addition, M&C can also provide on-demand the customer credit report or the supplier credit report.
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Item
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Content
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Summary report
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Standard report
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EXECUTIVE SUMMARY
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Enterprise Name, English name, Registered Address, Operating Address, City, Postal Code, Telephone No., Fax No., Date of Foundation, Line of Business, Economic Form, Principal Business, Chief Executive, No. of Employee, Turnover (2009), Payment rating, Tendency, Credit Rating
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REGISTERED INFORMATION AND ALTERNATION (S)
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Enterprise Classification, Registration Number, Registration Date, Registered Capital, Paid-in Amount, Registration Agency, Legal Representative, Duration of Business, Enterprise Alternation Record, Name of shareholder and investment ratio
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HIGHLIGHT (S)
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To reveal subject&rsquos current business conditions, little-known special events mainly, while adding the contents by our Investigation and Research, which the customer is interested based on the standard contents according to customer requirements
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INVESTIGATION DISCLOSURE
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To reveal subject&rsquos main development process since its inception, what products it is engaged in and the industry characteristics, to reveal its position in the whole industry chains. At the same time, to expose its operating conditions and other information under overall policy and the environment
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PUBLIC FILLING
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Whether subject has the right to import and export, or has passed related quality or industry certification, whether it has achieved the honor, and whether there are litigation matters in the course of its operations.
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ORGANIZATION STRUCTURE
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Subject&rsquos internal organization chart.
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BANKING INFORMATION
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Account Bank, Account Number, Major Correspond Bank, Analysis on Loan. (Amount, Usage, Mode, Repayment)
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FINANCIAL INFORMATION
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In the latest two years, subject&rsquos Balance sheet and Profit & Loss Statement, financial analysis (solvency, fixed assets / total assets, working capital / month average turnover, economies of scale, profitability, cost-effectiveness, Special Indication on financial data, Comparison within industry
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ANTECEDENTS OF PRINCIPAL
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Name, Title, Sex, Age, Educational Level, Industrial Experience, Working Curriculum Vitae
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OPERATION
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Business Scope, Business Premises, Technical Integration, Investment in Production Equipment, Source Places of Products and Mode of Payment, Main Suppliers & products they supply, Payment Record, Major Sales Places of products and Mode of Sales Settlement, Main Clients & Products they purchase, Sales Objects, Payment Status of Clients, Major Products and Annual Output, Major Subsidiary Enterprise and affiliates
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CREDIT APPRAISAL
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Credit Rating, Comprehensive analysis. or Recommended credit Rating
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APPENDIX I EXPLANATION FOR CREDIT APPRAISAL, APPENDIX II EXPLANATION FOR PAYMENT RATING, APPENDIX III EXPLANATION FOR RELEVANT FORMULATIONS
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 What are M&C credit report data sources?  Official channels: Industrial and Commercial Bureau, Inland Revenue, Bureau of Statistics, data of courts, banks, customs, industry authorities, business committee, and technical supervision departments, industry associations, and so on, where we are able to obtain the secondary data. M & C now has established close cooperative relations with the above-mentioned official institutions in most areas of the country. Through these official channels, M & C can get all information of business reported to government agencies.
 On-site and telephone interviews: to see whether there is a difference between subject&rsquos reporting financial data (secondary data) and its actual operating conditions (primary data), while understanding of subjects major suppliers and customers, and other important business information, the depth information and the related little-known intelligence. All primary data must be guaranteed with more than two channels to verify and demonstrate.
 M&C now has established a wide range of close cooperation with credit management counterparts, able to ensure wide data channels and sources.
 M&C has established own information Library based on the accumulation of a large number of enterprise information and data, it is also an important channel of us.
 What is M&C production of the credit report and submitting time?
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Report Type
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Speed requirements (days)
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Standard
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Urgent
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Extra urgent
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Summary report
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5
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4
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3
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Standard report
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8
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5
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3
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 What is the price to order a standard credit report, how much is the discount price as M & C long-term customers ?
 For more information price of the credit report, please call M & C Marketing Services Department,
 Or email to: marketing@mccreditservice.com, immediately obtain a copy of the latest price list. In our latest price list, for a bulk order (that is, pre-order), a maximum discount, forty percent off  Please contact us immediately!
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